Category: finance

Student Loan Forgiveness: How Does it Work?

Student Loan Forgiveness: How Does it Work? By Sean Ross | updated July 19, 2017 — 6:00 AM EDT For decades, educators have encouraged young people to get increasingly expensive post-secondary degrees that provide arguably decreasing real returns in the labor market, and to take out large subsidized loans, regardless of their career choices. In [Continue]

Why Some Kids Never Leave The Nest

Why Some Kids Never Leave The Nest By Lisa Smith | Updated July 27, 2017 — 3:33 PM EDT It’s an international phenomenon: the kids that won’t go away. The Italians call them “mammon”, or “mama’s boys”. The Japanese call them “parasaito shinguru”, or “parasite singles”. In the United States they are known as “boomerangs”, [Continue]

This Is the Secret to Organizing Your Finances

This Is the Secret to Organizing Your Finances Richard Feight, CFP, EA August 1, 2017 The first step when organizing your finances is to determine what it is you would like to accomplish. After your goals are set, the most important thing you need to take a good look at is your cash flow, so that [Continue]

Should You Pay in Cash?

Should You Pay in Cash? By Andrew Beattie | Updated July 19, 2017 Articles and books on personal finance generally pack in as many tips as possible in an effort to make at least a couple essential ones stick. This shotgun approach is worth it if it helps readers learn to pay themselves first, spend [Continue]

The Importance of Building Savings Habits Early

The Importance of Building Savings Habits Early Holly Purcell August 1, 2017 We’re taught to save money from the time we get our first tooth fairy payment, but when we’re young, saving doesn’t always seem necessary. A common belief is that saving is for people who are getting ready to buy their own house, put [Continue]

When You Get Money, Get Rid of It

When You Get Money, Get Rid of It When You Get Money, Get Rid of It| brokeGIRLrich Ok guys, this is my biggest savings fund tip of them all. When you get money, get rid of it. Especially when it’s more difficult to get the money. I don’t mean go buy some fishing gear or [Continue]

5 Reasons Real Estate Investing Beats the Stock Market

5 Reasons Real Estate Investing Beats the Stock Market   By: Ruth Lyons Updated: July 18, 2017 When done the right way, real estate investing can provide great returns through rental income, tax advantages and the capital appreciation gained from buying below the market value. However, investing in real estate is not for everyone. It [Continue]

Adding Via Subtraction (Crazy Math)

Adding Via Subtraction (Crazy Math) Recently we purchased a king size bed. For reasons that are lost to me now, I resisted the upgrade. It probably had to do with costing too much money or “why should we replace a perfectly good queen size mattress”, etc. Obviously I was wrong. This thing is a game [Continue]

A Household Spending Plan to Save for Retirement

A Household Spending Plan to Save for Retirement Dave Rowan, CFP® August 3, 2017 “I’m Too Busy to Plan for Retirement” Like all of us, you’re busy. Retirement is a fuzzy, distant event that has nothing to do with shuttling the kids to lacrosse practice or dance lessons while making sure family members with five [Continue]